Fingerprint Based Smart Digital Life Certificate Using Mobile Technology

M Abid Khan Khan; Kamran Ahsan Ahsan; Muhammad Khalid Shaikh; Sana Irshad

Authors

M Abid Khan Khan Faculty of Engineering and Computer Science, Millennium Institute of Technology and Entrepreneurship, Karachi
Kamran Ahsan Ahsan Faculty of Engineering and Computer Science, Millennium Institute of Technology and Entrepreneurship, Karachi
Muhammad Khalid Shaikh Department of Computer Science, Federal Urdu University of Arts, Science & Technology, Karachi
Sana Irshad Department of Computer Science, Iqra University, Karachi, Pakistan.

Keywords:

Pension, Pensioner, Business Process Reengineering (BPR), Digital Life Certificate (DLC), Fingerprint scanner enabled smartphone

Abstract

A pension plan is a savings solution for pensioners that plays a vital role in pensioner’s life after retirement. Different pension disbursing systems have been implemented which aim to support individual pensioners after retirement. This study highlights several critical issues of pensioners. Most of the pensioners are of old age, and it is difficult for them to move physically towards the concerned authority for life authentication in a periodic manner. This study proposes a model for pension disbursing based on the fingerprint scanner enabled smartphone. The proposed model is designed for pensioner’s bi-annual authentication and issuance of Digital Life Certificate (DLC) ubiquitously. The proposed model eliminates the physical presence and travelling expenses. The Hammer and Champy methodology are utilized to construct the model while the Delphi method is used for evaluating the proposed model. This study involves quantitative research to investigate the behavioural intention to accept fingerprint scanner enabled smartphone for the pension receiving process. The data was analysed by applying the goodness-of-fit Chi-square test to inspect the efficiency and impact of the adoption of mobile-based biometric fingerprint system (MBFPS) for the pension disbursing system.

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